Dear People Who Want to Ignore Climate Change

I was having a discussion yesterday with some friends, one of whom is a Dr and one of whom is a lawyer.  The Dr. asked the lawyer about how the limitations of human eyesight mean that no one can read 100% of complex X-rays/MRI's/CatScans correctly 100% of the time.  The result is malpractice lawsuits for negligence with payments made by the insurance industry.  After some go around between the lawyer and the Dr about defining the situation, I chimed in with a comment that that is the business of law and insurance, which the lawyer defined as being too cynical on my part as it ignored the role of insurance in society as a means of compensating people who have been wronged and providing them with the wherewith all to be self supporting and not a burden on society.

Now I know many Republicans feel that tort law is out of control in this country and I generally agree with that.  But on the other hand, I do believe in the concept of insurance spreading the cost of loss over a large number of people or over all of society.   And I think most Republicans agree that Insurance is a good thing for individuals to have.  So they agree with the concept of the individual protecting oneself from a sudden unexpected unaffordable losses with insurance.

Now the question that has occurred to me as we see 500 year floods and wild fires occurring all over the place year after year after year is the following:  If insurance is a means of society incentivizing people to have proper behavior to avoid losses that they cannot afford and spreading the cost of such losses which occur even when people have proper behavior (remember insurance is a good concept), then why don't Republicans want to provide a market signal so that people will contribute to a reduction in green house gases that science proved warm the atmosphere in the 1850's.  If the cost is provided in market signals then people will do what they to avoid the price of polluting.  Right now, everyone can pollute with zero cost and the people who are paying are paying through floods and fires and the higher cost of insurance for that.

While the horse may be out of the barn and the barn door closed in regards to global warming, it seems to me that the costs of rising sea levels and rising humidity levels and rising temperatures will only continue to rise and society has an interest in doing what it can afford to to combat that.  We don't know what the future will bring, but wouldn't it be prudent to have some insurance that tries to moves us in a better direction?

Meanwhile, it seems that Donald Trump has used $43 mm of the $80 mm raised for his campaign to pay his shell companies for services and consultants who do who knows what since Donald Trump says he runs his own campaign.  It does appear that Trump is simply using the campaign to enrich his wealth and support his life style.  God forbid he should win and get control of the Federal Budget and get to order the IRS to layoff audits of his taxes.