Well, thanks to the GOP not funding certain aspects of Medical Insurance Competition for the Co-op Insurance companies, I found out this weekend that not only is Health Republic Insurance Company of New York not going to be in business in 2016, they are not going to be in business in December of 2015.
So onto the websites I went looking to see which plans include all my Doctors. Interestingly, all my specialists are covered by everyone, but my Primary Care Physician is not and even when he is, he is not covered by every plan they offer and I might buy. And when I went shopping for a new PCP, not every one is accepting new patients. This is a hassle to say the least.
So what did I end up with.
A plan RedStateVT would love: $431 per month premium with a max-out-of-pocket/deductible of $5,900. And this is called a Silver Plan. The only good news is generic drugs have a zero co-pay.
But I don't blame ObamaCare for this. All of this is better than paying Empire or Aetna $1,600 a month with zero deductible and some level of max out of pocket that I don't recall from before Obamacare. And I am very glad that 10,000,000 uninsured have health insurance now. You would have thought the co-op managements would have priced their product to survive on the funding they knew they would get, not what they hoped they would get. They didn't cover their overhead sufficiently, as far as I can tell.
Liberals screw up health care and blame Republicans! Now that is chutzpa!
ReplyDelete