By now it should have become clear that I believe there are two paths to follow with health care. The Republican Plan to allow wealth and state governments to ration healthcare or the Democrats Plan to have some overall safety net that ignores wealth and will have to ration some stuff though the Oversight Cost Control Panel that the Healthcare Affordability Act provides for.
The former will have poor people suffering in the streets someday while the latter threatens to bankrupt the government's finances if not implemented well.
So here comes Mitt Romney, the designer of the Healthcare Affordability Act for all practical purposes, to explain why it was good for Massachusetts but not for the whole country. He could have said, we don't have as many obese poor people in Mass as there are in the predominantly rural states that vote Republican so Mass can afford it but the U.S. cannot. That would have had an element of truth to it, but he would have insulted all the obese people in Republican states. He could have said, it is a state's right's issue and Medicare and Medicaid should be put under the control of each state. That could have had an element of truth. But how would Florida afford it and the Republican Fat Cats in the rich states don't want all those poor obese people moving from the Republican States to the Democratic States, that would upset the electoral college arithmetic that provides support for not raising taxes.
So here is what I think Mitt was trying to say and didn't want to put the idea squarely out there into the debate because the Republican point of view will lose the 2012 election hands down. It was good for Mass because it got all the uninsured into the insured system and then costs can be controlled. And Mass does have more people with insurance because it is wealthier and has fewer uninsured then the U.S. as a whole. The only way the U.S. can afford it is to raise revenue and ration certain things through Medicare and Medicaid. But rationing is another word for "Death Panels" and the Republicans will not support either revenue increases or Death Panels. So the only path the Republicans are leading us down on health care is either bankruptcy of the system or putting it all in the hands of the private sector insurance companies and letting them ration and make profits and in general provide frustration to the general population. Of course, this path allows the wealthy (and here I mean the really wealthy because if you only have $100,000 to $200,000 to live on in retirement, you won't have enough) to buy extra insurance and access to get around all this. Of course, Mitt understands this but knows the truth won't win the Republican nomination or the 2012 election.
This is not easy for the Democrats to explain either. Medicare for all would provide the highest level of cost control, but that couldn't pass the realty of putting all the Health Insurance Companies out of business. In any case, some rationing will occur eventually in some formal setting as opposed to the way it occurs now based on wealth and access to insurance. But at least they want a middle road. Revenue increases and some basic health care coverage for all. Get the uninsured into the system and figure out a way to reduce emergency room usage for things are not emergencies. Look for other ways to control costs. Malpractice Reform would not hurt either but that is a bill still waiting to be passed.
Sorry for the length again, but this is something I am passionate about. I think in my next career I want to figure out a way to provide affordable (this is a huge issue, $20,000 is affordable for me, but not John Doe who makes $50,000 a year) healthcare for all with minimal rationing, but I don't know enough now to be a real expert. This is a vey complicated subject. However, I do know that obesity and "end of life" desire for low probability "Hail Mary" treatments are probably the biggest hurdle to controlling costs once emergency room access is controlled. Unfortunately, until 2014 we will be making little progress on this and the Republicans would send us back to the starting line in 2013 if they get a chance.
The Left clings to this biblical notion of the "honorable poor" who are oppressed by the modern day Romans, aka, the Republicans. The fact is that anyone can get ahead in this country, even the mixed-race son of a globe-wandering flower child. And given that, anyone can (and should) provide for themselves and their family. Get a job that provides health care or buy it yourself on the internet. It's easy! By the way, we will always provide for the most vulnerable and defenseless, as we do now. But the road to health care reform starts with personal responsibility. Stop smoking, stop drinking, eat right and exercise. You will be surprised at how much your health care costs go down.
ReplyDeleteThis is not a left or right issue. The aim of the Healthcare Reform Act of 2010 is exactly the point RedStateVT has made. How do we make health insurance affordable for the those who can not get it through an employer? The answer in the bill was Insurance Exchanges. Let's get them up and running and see what happens. Hopefully, my $20,000 group policy will not cost me $38,000 as an individual. Before this law was past, people with pre-existing conditions could not get health insurance. And no one wants unhealthy people to stop bad behaviors more then me. Unfortunately, obesity seems to be a function of poverty and now there may be a gene behind it. Nothing costs society more then (i) the uninsured, (ii) the obese and (iii) bad end of life management!
ReplyDeleteAlso, I missed the opportunity to comment on RedStateVT's belief that all employers pay for Health Insurance. They do not. Many cannot afford to pay for health insurance. And what about those who do not work or are self-employed. They have to have access to group like rate if health insurance is to be affordable. If RedStateVT lived in another state, his $1400 a year policy with a large deductible might not be available and anyone with a pre-existing condition would not be able to get insurance, including RedStateVt. My biggest disappointment with the passed bill is that health insurance was not separated from employment.
ReplyDeleteWow, RedStateVT really has everything figured out. I think we all know people who have led perfect and healthy lives that still needed the best health care that was available. And these people were not members of the "honorable poor", not that that makes somebody a bad person who is not worthy of all that an enlightened society can offer. It is correct that personal responsibility is important. That is part of what the health care reform act tries to address, but opponents of reform reject mandated insurance. And that description of POTUS, please, just shut up.
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